Risk Team Underwriter - Remote

We are seeking a highly experienced Underwriter, to join the Risk Team. You will be the liaison between the Individual Life and Health Underwriting teams, as well as to other Corporate partners in the organization, as needed. This position serves these Department teams as a consultant to evaluate referrals and provide recommendations, or to take further action to the Special Investigations Unit, if necessary, to mitigate fraud risk. As part of the forensic underwriting involvement, you will conduct Background Checks, review medical records and conduct post-issue analysis as it relates to a specific case or underwriting program. You will review Department of Insurance inquiries and State regulatory actions with Underwriting Leaders and provide the Individual Underwriting department response to the Compliance team. In addition, this position will conduct contestable claims reviews to evaluate if material misrepresentation is identified and facilitate findings to the Claims department. This role involves knowledge of Individual Life and Health medical, financial and all underwriting processes, as well as, various tools and underwriting requirements available for use within the department.

WHAT WE CAN OFFER YOU:

• Estimated Annual Salary - Underwriter IV - $84,500 - $100,000, plus annual bonus opportunity.
• 401(k) plan with a 2% company contribution and 6% company match.
• Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details.
• Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.

WHAT YOU'LL DO:

• Manage multiple concurrent tasks, prioritize effectively, and meet deadlines while adapting to changing priorities in a fast-paced environment.
• Independently gather and analyze requirements for all risk team related and compliance reviews, ensuring decisions align with company guidelines.
• Demonstrate strong critical thinking and problem-solving abilities, asking questions for clarification and recommending solutions or best practices.
• Communicate clearly and professionally both verbally and in writing, delivering excellent customer service and building internal and external relationships.
• Contribute to the exploration of new ideas and improvements to current processes, leveraging industry technologies and tools for better efficiency and productivity.

WHAT YOU'LL BRING:

• Minimum of 5 years medical underwriting in Life/Health insurance.
• Ability to make sound, logical decisions and justify them effectively.
• Strong focus on accuracy and precision in tasks and decisions.
• Skilled in creative problem-solving and applying innovative solutions.
• Strong aptitude in mathematics and proficiency with various software tools, including Microsoft applications.
• Excellent verbal and written communication skills, with the ability to build strong relationships with internal and external partners.
• You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
• Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico.

PREFERRED:

• History of providing team leadership and mentorship.
• Industry Courses: LOMA 280/281; LOMA 290/291; LOMA 311 and either LOMA UND 386, and ALU 101/201.
• College degree preferred or equivalent work experience in the insurance industry.
• Bachelor's degree in business, finance, economics, mathematics, and/or related field; or equivalent experience in insurance industry

We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply!

If you have questions about your application or the hiring process, email our Talent Acquisition area at careers@mutualofomaha.com. Please allow at least one week from time of applying if you are checking on the status.

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