Credit Analyst

WHO ARE WE: Alerus is a commercial wealth bank and national retirement provider with one core purpose: helping clients achieve their financial goals. We are driven by a shared commitment to always do the right thing; leading with integrity and providing valued advice and guidance to our clients. We value the expertise and skillsets each team member provides and encourage collaboration, innovation, adaptability, and an entrepreneurial spirit at all levels of our company. By consistently seeking improvements and growth, we foster long-term relationships with clients and team members. We are proud to be recognized as a Top Workplace by numerous industry and regional outlets.

CORE VALUES: Passion for Excellence :: Success is Never Final :: Do the Right Thing :: One Alerus

ABOUT THE ROLE:

The Credit Analyst provides support to the commercial lending team by accurately and efficiently spreading borrower provided financial statements and tax returns, managing administrative tasks for loan committee, and assisting in additional credit department projects or tasks on an as-needed basis. May also support the commercial underwriting team by inputting spread data into credit tables, analyzing the spread and credit data and perform interim annual credit reviews as requested.

WHAT YOU'LL BE DOING:

• Statement spreading and credit analysis.
• Review and understand relevant key financial data and ratios.
• Administrative tasks for loan committee and preflight requests.
• Additional projects as requested.

WHAT YOU SHOULD HAVE:

• Bachelor's degree in business, accounting, or finance preferred; or equivalent experience.
• 1+ years of prior administrative experience preferred.
• Working knowledge of accounting principles and financial techniques.
• Strong understanding of financial statements and tax returns as well as experience in statement spreading is preferred.
• Previous experience utilizing Microsoft Office Suite and Outlook.

WHAT WE BRING TO THE TABLE:

• Competitive compensation including base salary, bonus and/or incentive opportunities.
• Comprehensive benefits package providing a wide range of health and well-being benefits, including medical, dental, vision, life and long-term disability insurance; and 401(k) and ESOP for retirement savings.
• Generous paid time off programs such as flexible time off, company-paid holidays, parental and bereavement leave.
• Learning and development resources for personal and professional career development, and advancement opportunities.
• Access to financial experts for guidance, financial wellness tools, and discounts on Alerus products and services.
• Support for the communities we live in through paid volunteer time and a company donation match opportunity.

WORK ENVIRONMENT: Work is typically performed in an office setting. The employee is regularly required to sit for extended periods of time. The employee is occasionally required to move about the office utilizing proper ergonomic safeguards when doing so. Additionally, the employee must occasionally lift or move supplies and materials up to 20 pounds.

BASE PAY RANGE:

$20 - $26 per hour

The above information in this description has been designed to indicate the general nature and level of work performed by employees in this position. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties, and qualifications required of employees assigned to this job.

Alerus is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.